Terms and Conditions

Last Updated: August 26, 2026

Welcome to the website of JS Virtual Bookkeeping Inc. (“JS Virtual Bookkeeping,” “we,” “us,” or “our”). These Terms and Conditions govern your access to and use of our website, including its content, contact features, consultation-scheduling links, and other resources.

By accessing or using this website, you acknowledge that you have read and agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please discontinue your use of the website.

1. About JS Virtual Bookkeeping

JS Virtual Bookkeeping Inc. is an Illinois bookkeeping firm providing bookkeeping and related support services to small and medium-sized businesses.

Services may include bookkeeping cleanup and catch-up, transaction recording and categorization, account reconciliation, accounts receivable and accounts payable support, financial reporting, payroll bookkeeping support, 1099 preparation support, bookkeeping-software setup and training, and other agreed-upon bookkeeping services.

Services displayed on this website are examples of services that may be available. Not every service is included in every client engagement.

2. Website Information Only

The information provided on this website is for general informational and educational purposes. It does not constitute accounting, tax, legal, investment, financial-planning, lending, or other professional advice.

Website content may not reflect a visitor’s specific circumstances or the most recent legal, tax, accounting, or regulatory developments. You should consult an appropriately qualified professional before making decisions requiring specialized advice.

JS Virtual Bookkeeping is not a Certified Public Accounting firm and does not provide audits, reviews, compilations, assurance services, legal advice, or investment advice.

3. No Professional Relationship

Visiting this website, submitting a contact form, sending an email, calling us, or scheduling a consultation does not create a bookkeeper-client, accountant-client, fiduciary, advisory, or other professional relationship.

A professional relationship begins only after JS Virtual Bookkeeping and the client execute a separate written Service Agreement identifying the agreed-upon services, compensation, responsibilities, and other engagement terms.

We are not obligated to accept an engagement merely because someone contacts us or schedules a consultation.

4. Consultations

Consultations are intended to help us understand a prospective client’s bookkeeping needs, determine whether our services may be a suitable fit, and discuss potential scope and pricing.

Scheduling a consultation does not guarantee:

  • Acceptance as a client
  • Availability of any particular service
  • A specific price or completion date
  • Resolution of any bookkeeping issue
  • Creation of a professional relationship

We may decline a consultation or engagement when the requested work falls outside our expertise, availability, security requirements, professional standards, or business policies.

5. Client Service Agreement and Schedule A

Paid services are governed by a separate written Service Agreement.

Each client’s selected services, scope, compensation, and applicable payment terms are identified in Schedule A or another written attachment to the Service Agreement. Only services expressly included in the executed agreement are part of the engagement.

Services not included in Schedule A are outside the agreed scope and may require a written amendment, separate engagement, and additional compensation.

If these website Terms conflict with an executed Service Agreement, Schedule A, or authorized written amendment, the executed client agreement will control with respect to paid services.

6. No Website Offer or Guaranteed Pricing

Website descriptions, consultations, communications, and promotional materials do not constitute a binding offer.

Pricing depends on factors that may include the number of financial accounts, transaction volume, complexity, condition of the books, software used, reporting requirements, service frequency, and amount of cleanup required.

The final scope, pricing, deposit, invoicing schedule, and payment terms will be stated in the client’s Service Agreement, Schedule A, proposal, invoice, or other authorized written agreement.

7. Client Responsibilities

The accuracy and timeliness of bookkeeping services depend on the information provided by the client.

Clients are responsible for:

  • Providing complete, accurate, and timely information
  • Providing requested documents, records, explanations, and system access
  • Maintaining appropriate supporting documentation
  • Reviewing reports and notifying us promptly of suspected errors
  • Maintaining suitable internal controls
  • Protecting passwords and account credentials
  • Making business and management decisions
  • Filing and paying taxes and other obligations when due
  • Consulting qualified tax, legal, investment, or other professionals when necessary

Unless expressly included in a written agreement, JS Virtual Bookkeeping does not audit or independently verify the accuracy or completeness of information provided by a client or third party.

8. Sensitive Information

Do not submit passwords, Social Security numbers, banking credentials, tax identification numbers, payment-card information, or sensitive financial documents through a general website contact form or ordinary email.

Prospective and existing clients should use secure document-sharing and communication methods provided or approved by JS Virtual Bookkeeping.

We will never request that you publish sensitive information through a public website feature.

9. No Guarantee of Results

We strive to provide accurate, organized, and professional bookkeeping support. However, we do not guarantee any specific business, financial, tax, lending, profitability, compliance, credit, or operational result.

Bookkeeping reports are based on the information and documentation provided by the client and applicable third parties.

Testimonials and descriptions of previous work reflect individual experiences. They do not guarantee that another client will receive identical or similar results.

10. Permitted Website Use

You may use this website only for lawful personal or business purposes related to learning about JS Virtual Bookkeeping or contacting us about our services.

You agree not to:

  • Use the website for unlawful, fraudulent, abusive, or harmful purposes
  • Submit false, misleading, or unauthorized information
  • Impersonate another person or misrepresent your identity or authority
  • Attempt to gain unauthorized access to the website, server, or connected systems
  • Introduce viruses, malicious code, automated attacks, or disruptive technologies
  • Interfere with the website’s security, availability, or operation
  • Scrape, harvest, or automatically collect website information without permission
  • Copy, republish, sell, or commercially exploit website content without authorization
  • Use our business name, logo, certifications, testimonials, or branding in a misleading manner
  • Infringe the rights of JS Virtual Bookkeeping or another person

We may restrict access when we reasonably believe the website is being misused.

11. Intellectual Property

Unless otherwise stated, this website and its original content—including text, graphics, design elements, branding, business name, logo, downloads, and other materials—are owned by or licensed to JS Virtual Bookkeeping Inc. and are protected by applicable intellectual-property laws.

You may view or print reasonable portions of the website for your own lawful, noncommercial use. You may not reproduce, modify, publish, distribute, display, license, sell, create derivative works from, or commercially exploit website content without prior written permission.

Third-party names, trademarks, software brands, certifications, badges, and logos belong to their respective owners. Their appearance on this website does not transfer ownership to JS Virtual Bookkeeping or imply an endorsement beyond any accurately described certification or relationship.

12. Testimonials and Reviews

Testimonials and reviews displayed on this website may come from clients, business owners, Google, Upwork, Intuit, professional profiles, or other authorized sources.

Testimonials reflect the experiences and opinions of the individuals who provided them. Individual results may vary.

Testimonials may be edited for spelling, grammar, length, formatting, or privacy, but we make reasonable efforts not to alter their meaning.

Nothing in these Terms prohibits a person from providing an honest review or expressing a truthful opinion about our services.

13. Third-Party Websites and Services

This website may connect to third-party websites and services, including scheduling platforms, analytics providers, bookkeeping software, payment services, professional profiles, review platforms, and other business tools.

Third-party websites and services are governed by their own terms, privacy policies, security practices, and availability. JS Virtual Bookkeeping does not control and is not responsible for their content, operation, accuracy, security, or privacy practices.

A link to a third-party website does not necessarily constitute an endorsement. You access third-party websites and services at your own discretion.

14. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we may collect, use, disclose, retain, and protect personal information.

Although we take reasonable measures to safeguard information, no Internet transmission or electronic-storage method can be guaranteed to be completely secure.

15. Website Availability and Accuracy

We make reasonable efforts to maintain accurate website content and reliable access. However, we do not guarantee that the website will always be available, uninterrupted, secure, complete, current, error-free, or free from harmful components.

We may update, correct, modify, suspend, restrict, or discontinue any part of the website without notice.

16. Disclaimer of Warranties

To the fullest extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.

JS Virtual Bookkeeping disclaims all express, implied, and statutory warranties concerning the website, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Nothing in this section excludes a warranty or legal protection that cannot lawfully be excluded.

17. Limitation of Liability

To the fullest extent permitted by applicable law, JS Virtual Bookkeeping Inc. and its owners, officers, employees, contractors, and representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages resulting from or related to:

  • Access to or use of this website
  • Inability to access or use the website
  • Reliance on general website information
  • Website errors, omissions, delays, or interruptions
  • Unauthorized access to information transmitted through the website
  • Third-party websites, services, tools, or content

These website limitations do not establish, replace, expand, or modify the liability terms governing paid professional services. Liability associated with a client engagement is governed by the applicable executed Service Agreement.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

18. Indemnification

To the fullest extent permitted by law, you agree to indemnify and hold harmless JS Virtual Bookkeeping Inc. and its owners, officers, employees, contractors, and representatives from claims, losses, liabilities, damages, and reasonable expenses arising from:

  • Your unlawful or unauthorized use of the website
  • Your material violation of these Terms
  • Information or materials you submit without proper authorization
  • Your infringement of another person’s legal rights

This provision does not require indemnification for conduct for which indemnification is prohibited by law.

19. Governing Law and Disputes

These website Terms and Conditions are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.

The dispute-resolution provisions contained in an executed client Service Agreement—including any negotiation, mediation, arbitration, governing-law, or related requirements—govern disputes arising from paid client services.

These website Terms do not replace or modify dispute-resolution provisions contained in an executed client agreement.

20. Changes to These Terms

We may update these Terms to reflect changes in our website, services, business practices, or legal requirements.

Revised Terms will be posted on this page with a new “Last Updated” date. Material changes may also be communicated through another appropriate method when required by law.

Changes apply prospectively from the date they are posted. Your continued use of the website after revised Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.

21. Severability

If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted or separated from the remaining provisions. The remaining provisions will continue in effect.

22. No Waiver

Our failure to enforce any provision of these Terms does not waive our right to enforce that provision or any other provision in the future.

23. Entire Website Agreement

These Terms and Conditions and our Privacy Policy constitute the agreement between you and JS Virtual Bookkeeping concerning your use of this website.

They do not constitute a professional-services contract and do not replace, expand, or modify an executed client Service Agreement, Schedule A, or authorized written amendment.

24. Contact Us

If you have questions about these Terms and Conditions, please contact us:

JS Virtual Bookkeeping Inc.
Waterloo, IL 62298
Phone: 323-553-2275
Email: joan@jsvirtualbookkeepinginc.com

Business Hours:
Monday – Friday
8:00 AM – 3:00 PM Central Time

© 2026 JS Virtual Bookkeeping Inc. All rights reserved.